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In October 2017, President Donald J. Trump issued Executive Order No. 13813, Presidential Executive Order Promoting Healthcare Choice and Competition Across the United States. In part, it instructs the Departments of Treasury and Health and Human Services, “to increase the usability of HRAs, to expand employers’ ability to offer HRAs to their employees, and to allow HRAs to be used in
Less than two years later, in June, 2019, the President unveiled two new HRAs to do just that.
Available for plan years beginning on January 1, 2020, or later, the Individual Coverage HRA allows employers of any size to offer an HRA to reimburse individual health insurance premiums to employees and the Excepted Benefit HRA is designed to accompany a group health plan but may be elected by employees whether or not they participate an employer’s group health insurance.
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